Having a safety net

You may have to wait for up to six weeks to receive your first Universal Credit payment, so consider how you would manage your household bills and other essentials if you had wait? Even putting away a couple of ££s a week can really make a difference.

Credit unions
are not-for-profit organisations, and offer simple savings plan and low-cost loans within your community.

www.findyourcreditunion.co.uk can help you find the best credit union for you.

Building up rent credit
You can prepare for UC by by making small additional payments into your rent account. With budgeting effectively, you can have some money left over at the end of the month to pay towards your rent account. Small amounts soon add up; as little as 84p a day can make a big difference when you change to UC.

Last Updated : 10 October 2018
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